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Common Credit score tweaked to make it simpler for self-employed to get money faster

Universal Credit tweaked to make it easier for self-employed to get cash quicker


THE software course of for Common Credit score has been tweaked by the federal government to make it simpler for self-employed Brits to get money.

It comes as figures reveal that 1.4million folks have claimed the profit since March 16 when the UK coronavirus outbreak started.

The appliance course of for Common Credit score has been tweaked by the federal government to make it simpler for self-employed Brits to get money
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Claimants can now use their present Authorities Gateway account to verify their id, which ought to assist pace up their declare.

It’s accessible to self-employed who’ve used the Authorities Gateway up to now 12 months to ship a private tax return.

It can be used to test tax credit and state pensions.

When you don’t have one, you’ll be able to apply for the profit by confirming your id utilizing GOV.UK Confirm.

This requires you to confirm your id utilizing a supplier comparable to Barclays, Experian or the Publish Workplace, and normally takes between 5 and 15 minutes to make use of the primary time.

What to do when you have issues claiming Common Credit score

IF you’re experiencing bother making use of in your Common Credit score, or the funds simply don’t cowl prices, listed below are your choices:

Apply for an advance – Claimants are in a position to get some money inside 5 days slightly than ready weeks for his or her first fee. However it’s a mortgage which suggests the repayments might be routinely deducted out of your future Common Credit score pay out.

Various Fee Preparations– When you’re falling behind on hire, you or your landlord could possibly apply for an APA which is able to get your fee despatched on to your landlord. You may additionally have the ability to change your funds to get them extra often, or you’ll be able to break up the funds if you happen to’re a part of a pair.

Budgeting Advance – You could possibly get assist from the federal government to assist with emergency family prices of as much as £348 if you happen to’re single, £464 if you happen to’re a part of a pair or £812 when you have youngsters. These are solely in instances like your cooker breaking down or for assist getting a job. You’ll should repay the advance by your common Common Credit score funds. You’ll nonetheless should repay the mortgage, even if you happen to cease claiming for Common Credit score.

Reduce your Council Tax – You would possibly have the ability to get a reduction in your Council Tax or be entitled to Discretionary Housing Funds in case your funds aren’t sufficient to cowl your hire.

Foodbanks – When you’re actually arduous up and struggling to purchase meals and toiletries, you could find your native foodbank who will give you assist free of charge. You could find your nearest one on the Trussel Belief web site.

However because of the coronavirus disaster, some corporations are combating the excessive demand.

The Publish Workplace, for instance, says it’s experiencing delays for anybody seeking to confirm functions by way of its GOV.UK companies.

When you’re ready for a doc to be verified by the app, prospects are suggested to log off and test again later.

A discover on the web site says: “Our staff are working arduous to course of all incoming verification functions and can fulfill your request sooner or later.

“As soon as your doc has been processed, you’ll obtain an e-mail. You possibly can then log again into your account to renew your registration.

“When you need assistance, e-mail myprofilehelpdesk@postoffice.co.uk and we’ll get again to you as quickly as we’re ready.”

You could find out extra about tips on how to apply for Common Credit score if you happen to’re self-employed or have misplaced your job in our information.


Common Credit score claimants now not must name to start out claims, the Division for Work and Pensions mentioned earlier this month.

The DWP has additionally revealed when its web site is quietest to assist these making use of or checking for updates.

It got here after Common Credit score telephone strains have been jammed with laid off employees ready hours to get by.